Asuransi mobil murah kanggo sopir mobil umur 18 taun

Upah saben jam rata-rata $ 25.89, dibandhingake karo $ 25.27 setaun sadurunge, miturut Biro Statistik Tenaga Kerja. Rata-rata biaya asuransi mobil taunan kanggo sedan yaiku $1,222 ing taun 2015, tegese rata-rata buruh bisa tuku asuransi mobil setahun sawise kerja udakara 47 jam.

Nanging, rata-rata remaja entuk luwih murah tinimbang rata-rata upah saben jam. Upah minimum rata-rata ing negara bagian ing Juli 2015 mung $7.92 saben jam. Remaja mbayar luwih akeh kanggo asuransi amarga dianggep luwih resik tinimbang pembalap sing luwih berpengalaman. Biaya rata-rata kanggo jangkoan dhasar taunan yaiku $841, adhedhasar tarif sing ditampa saka perusahaan asuransi mobil nasional. Ing rata-rata iki, 106 jam kerja bakal dibutuhake kanggo setaun Asuransi Tanggung Jawab Minimal Nasional.

Mobil sing murah isih dadi biaya gedhe kanggo 4 yuta utawa luwih wong Amerika sing kerja kanthi upah minimum. Nanging nyebabake masalah gedhe kanggo pembalap enom ing Rhode Island lan New Hampshire amarga kerjane meh kaping telu sajrone mitra ing Illinois kanggo tuku asuransi tanggung jawab sing nyukupi syarat minimal negara, miturut analisis CarInsurance.com kanggo asuransi mobil.

Tingkat upah lan asuransi mobil bisa beda-beda, mula keterjangkauan diitung kanthi mbandhingake biaya minimal asuransi mobil karo upah minimum ing saben negara. Pembalap enom paling angel ing Rhode Island lan New Hampshire, kanthi kabijakan asuransi paling murah njupuk 174 jam kanggo tuku. Pembalap enom nemokake asuransi sing luwih murah ing Illinois - mung butuh 56 jam kerja kanggo asuransi tanggung jawab setaun.

Biaya asuransi mobil kanggo umur 18 taun

Negara-negara diurutake miturut jumlah jam sing dibutuhake kanggo tuku jangkoan, mbandhingake asuransi mobil sing paling murah kanggo bocah-bocah umur 18 taun karo upah minimum.

Tarif dibandhingake nggunakake kode pos paling murah ing negara kanggo pembalap enom kanthi cathetan sing resik, riwayat kredit sing apik, lan asuransi kabijakan wong tuwa sadurunge. Sopir khas 18 taun, lanang, lan duwe mobil sing katon kaya Ford Taurus 1997. Data iki ora akurat kanggo saben umur 18 taun, nanging menehi gambaran sing apik babagan perjuangan finansial sing diadhepi para remaja sing gumantung ing mobil kanggo sekolah utawa kerja.

Apa bocah lanang umur 18 taun mbayar tanggung jawab minimal negara
Pangkat	wilayah	Kode pos	Nilai taunan saka kewajiban	Gaji minimal	Jam blanja
1	Illinois	61761	$459	$8.25	56
2	Karolina Lor	28778	$419	$7.25	58
3	Iowa	50010	$419	$7.25	58
4	Nevada	89427	$492	$8.25	60
5	Missouri	65101	$458	$7.65	60
6	Indiana	47905	$462	$7.25	64
7	California	93441	$602	$9.00	67
8	New Mexico	88310	$557	$7.50	74
9	New York	14580	$669	$8.75	76
10	Montana	59602	$625	$8.05	78
11	Connecticut	06498	$728	$9.15	80
12	Nebraska	68504	$662	$8.00	83
13	Pennsylvania	16823	$611	$7.25	84
14	Washington	99163	$795	$9.47	84
15	Kansas	67401	$625	$7.25	86
16	Vermont	05446	$826	$9.15	90
17	Florida	32669	$755	$8.05	94
18	Mississippi	39759	$688	$7.25	95
19	Tennessee	37686	$721	$7.25	99
20	Wisconsin	53081	$727	$7.25	100
21	Arizona	86426	$805	$7.25	100
22	Arkansas	72768	$751	$7.50	100
23	Wyoming	82007	$732	$7.25	101
24	Alabama	36543	$759	$7.25	105
25	Georgia	31601	$763	$7.25	105
26	Virginia	22652	$787	$7.25	109
27	Idaho	83712	$791	$7.25	109
28	Texas	76306	$802	$7.25	111
29	Colorado	80525	$916	$8.23	111
30	Louisiana	71021	$811	$7.25	112
31	Oregon	97330	$1,060	$9.25	115
32	Utah	84772	$848	$7.25	117
33	Minnesota	56003	$939	$8.00	117
34	Maryland	21780	$1,049	$8.25	127
35	Karolina Kidul	29692	$943	$7.25	130
36	Maine	04105	$1,039	$7.50	139
37	Oklahoma	74003	$1,019	$7.25	141
38	Michigan	49866	$1,204	$8.15	148
39	Delaware	19939	$1,327	$8.25	161
40	Ohio	44833	$1,330	$8.10	164
41	Kentucky	41075	$1,227	$7.25	169
42	Virginia Barat	25427	$1,370	$8.00	171
43	Jersi anyar	07933	$1,446	$8.38	173
44	New Hampshire	03303	$1,261	$7.25	174
45	Rhode Island	02842	$1,569	$9.00	174
*	Alaska	99829	$8.75
*	Hawaii	96722	$7.75
*	Massachusetts	02158	$9.00
*	Dakota Lor	58285	$7.25
*	Dakota Lor	57069	$8.50
*	Washington DC	20006	$10.50
rata-rata nasional	$841	$7.92	106
*Data ora kasedhiya utawa ora kasedhiya nalika diterbitake Kabeh data dijupuk saka http://www.carinsurance.com/state/Illinois-car-insurance.aspx

Apa asuransi mobil sing luwih murah kasedhiya kanggo pembalap enom?

C kuotasi insurance duwe liyane apa karo driver saka karo mobil lan perceived resiko padha makili. Mangkene faktor penting sing dianggep perusahaan asuransi sadurunge menehi penawaran:

• Riwayat nyopir: Luwih saka siji pelanggaran utawa kacilakan nambah biaya asuransi.

• Kredit sampeyan: Yen kurang, sampeyan dianggep minangka klaim resiko sing luwih dhuwur lan dikenani biaya luwih akeh ing pirang-pirang negara.

• Jarak tempuh sampeyan: Kurang sampeyan nyopir, luwih sithik risiko sampeyan nabrak wong.

• Riwayat asuransi: Yen sampeyan ngidini kabijakan sampeyan kadaluwarsa, sanajan sawetara dina, sampeyan bakal mbayar luwih akeh.

• Kendaraan Sampeyan: Yen kendaraan sampeyan duwe tingkat klaim sing luwih dhuwur tinimbang sing liyane, tarif tanggung jawab sampeyan bakal nggambarake risiko kasebut.

Elinga yen ora ana loro perusahaan asuransi sing menehi tarif sing padha, lan malah kabijakan kanthi premi asuransi nasional minimal bisa beda-beda nganti atusan dolar saben taun. Apa sampeyan wong tuwa utawa bocah enom, sampeyan kudu nliti lan mbandhingake tawaran asuransi kanggo mbantu sampeyan nggawe pilihan sing paling apik.

Artikel iki diadaptasi kanthi persetujuan carinsurance.com: http://www.carinsurance.com/Articles/10-factors-that-affect-your-car-insurance-rates.aspx.